feat(core): Add Support for Payments Dynamic Tax Calculation Based on Shipping Address #5619

swangi-kumari · 2024-08-13T18:45:34Z

Type of Change

Description

Add Support for Payments Dynamic Tax Calculation Based on Shipping Address
If merchants are using Hyperswitch’s Express checkout feature to collect shipping details directly from wallets like Apple pay, Paypal, Klarna, etc. they would need a way to dynamically update sales tax and shipping cost based on the shipping address their customers select.
The sales tax typically varies between countries in the EU whereas it varies between states in the US.
We have added a new flow, SdkSessionUpdate, where, when a user changes the shipping address, the connector will send us an event. We will then call the TaxJar API to calculate the tax based on the shipping address and shipping cost. TaxJar will return the calculated tax. After this, we will send the total amount, which includes the calculated tax and shipping cost, back to the connector.

Additional Changes

This PR modifies the API contract
This PR modifies the database schema
This PR modifies application configuration/environment variables

Motivation and Context

How did you test it?

Create a Merchant Account

curl --location 'http://localhost:8080/accounts' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: test_admin' \
--data-raw '{
  "merchant_id": "merchant_1725535996",
  "locker_id": "m0010",
  "merchant_name": "NewAge Retailer",
  "merchant_details": {
    "primary_contact_person": "John Test",
    "primary_email": "JohnTest@test.com",
    "primary_phone": "sunt laborum",
    "secondary_contact_person": "John Test2",
    "secondary_email": "JohnTest2@test.com",
    "secondary_phone": "cillum do dolor id",
    "website": "https://www.example.com",
    "about_business": "Online Retail with a wide selection of organic products for North America",
    "address": {
      "line1": "1467",
      "line2": "Harrison Street",
      "line3": "Harrison Street",
      "city": "San Fransico",
      "state": "California",
      "zip": "94122",
      "country": "US"
    }
  },
  "return_url": "https://google.com/success",
  "webhook_details": {
    "webhook_version": "1.0.1",
    "webhook_username": "ekart_retail",
    "webhook_password": "password_ekart@123",
    "payment_created_enabled": true,
    "payment_succeeded_enabled": true,
    "payment_failed_enabled": true
  },
  "sub_merchants_enabled": false,
  "metadata": {
    "city": "NY",
    "unit": "245"
  },
  "primary_business_details": [
    {
      "country": "US",
      "business": "food"
    }
  ]
}'

create Api key

curl --location 'http://localhost:8080/api_keys/merchant_1725532194' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: test_admin' \
--data '{
  "name": "API Key 1",
  "description": null,
  "expiration": "2038-01-19T03:14:08.000Z"
}'

Create a Payment Connector Create of Stripe for ApplePay

{
    "connector_type": "payment_processor",
    "connector_name": "stripe",
    "connector_account_details": {
        "auth_type": "HeaderKey",
        "api_key": "__________________"
    },
    "test_mode": true,
    "disabled": false,
    "payment_methods_enabled": [
        {
            "payment_method": "card",
            "payment_method_types": [
                {
                    "payment_method_type": "credit",
                    "payment_experience": null,
                    "card_networks": [
                        "Visa",
                        "Mastercard"
                    ],
                    "accepted_currencies": null,
                    "accepted_countries": null,
                    "minimum_amount": -1,
                    "maximum_amount": 68607706,
                    "recurring_enabled": true,
                    "installment_payment_enabled": true
                },
                {
                    "payment_method_type": "debit",
                    "payment_experience": null,
                    "card_networks": [
                        "Visa",
                        "Mastercard"
                    ],
                    "accepted_currencies": null,
                    "accepted_countries": null,
                    "minimum_amount": -1,
                    "maximum_amount": 68607706,
                    "recurring_enabled": true,
                    "installment_payment_enabled": true
                }
            ]
        },
        {
            "payment_method": "wallet",
            "payment_method_types": [
                {
                    "payment_method_type": "apple_pay",
                    "payment_experience": "invoke_sdk_client",
                    "minimum_amount": 1,
                    "maximum_amount": 68607706,
                    "recurring_enabled": true,
                    "installment_payment_enabled": true
                },
            ]
        },
        {
            "payment_method": "pay_later",
            "payment_method_types": [
                {
                    "payment_method_type": "klarna",
                    "payment_experience": "redirect_to_url",
                    "card_networks": null,
                    "accepted_currencies": null,
                    "accepted_countries": null,
                    "minimum_amount": 1,
                    "maximum_amount": 68607706,
                    "recurring_enabled": true,
                    "installment_payment_enabled": true
                }
            ]
        }
    ],
    "metadata": {
        "apple_pay_combined": {
            "manual": {
                "session_token_data": {
                    "initiative": "web",
                    "certificate": "___________",
                    "display_name": "applepay",
                    "certificate_keys": "_______",
                    "payment_processing_details_at": "Connector",
                    "initiative_context": "sdk-test-app.netlify.app",
                    "merchant_identifier": "merchant.com.stripe.sang",
                    "merchant_business_country": "US"
                },
                "payment_request_data": {
                    "label": "applepay",
                    "supported_networks": [
                        "visa",
                        "masterCard",
                        "amex",
                        "discover"
                    ],
                    "merchant_capabilities": [
                        "supports3DS"
                    ]
                }
            }
        },
        "google_pay": {
            "merchant_info": {
                "merchant_name": "Stripe"
            },
            "allowed_payment_methods": [
                {
                    "type": "CARD",
                    "parameters": {
                        "allowed_auth_methods": [
                            "PAN_ONLY",
                            "CRYPTOGRAM_3DS"
                        ],
                        "allowed_card_networks": [
                            "AMEX",
                            "DISCOVER",
                            "INTERAC",
                            "JCB",
                            "MASTERCARD",
                            "VISA"
                        ]
                    },
                    "tokenization_specification": {
                        "type": "PAYMENT_GATEWAY",
                        "parameters": {
                            "gateway": "stripe",
                            "stripe:version": "2018-10-31",
                            "stripe:publishableKey": "___________"
                        }
                    }
                }
            ]
        }
    }
}

4.Payment Connector Create for TaxJar

{
    "connector_type": "tax_processor",
    "connector_name": "taxjar",
    "connector_account_details": {
        "auth_type": "HeaderKey",
        "api_key": "_________" 
    },

    "test_mode": false,
    "disabled": false,
     "payment_methods_enabled": [
        {
            "payment_method": "upi",
            "payment_method_types": [
                {
                    "payment_method_type": "upi_collect",
                    "payment_experience": "redirect_to_url",
                    "accepted_currencies": {
                        "type" : "enable_only",
                        "list": ["INR"]
                    },
                    "accepted_countries": {
                        "type" : "enable_only",
                        "list": ["IN"]
                    },
                    "minimum_amount": 1,
                    "maximum_amount": 68607706,
                    "recurring_enabled": true,
                    "installment_payment_enabled": true
                }
            ]
        }

    ],
    "metadata": {
        "city": "NY",
        "unit": "245"
    },
    "connector_webhook_details": {
        "merchant_secret": "dce1d767-7c28-429c-b0fe-9e0b9e91f962"
    },
    "business_country": "US",
    "business_label": "food"
}

Payment Create

{
    "amount": 2000,
    "currency": "USD",
    "confirm": false,
    "capture_method": "automatic",
    "capture_on": "2022-09-10T10:11:12Z",
    "customer_id": "StripeCustomer",
    "email": "guest@example.com",
    "name": "John Doe",
    "phone": "999999999",
    "phone_country_code": "+1",
    "description": "Its my first payment request",
    "authentication_type": "no_three_ds",
    "return_url": "https://google.com",
    "shipping_cost": 500,
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "DE",
            "first_name": "joseph",
            "last_name": "Doe"
        },
        "phone": {
            "number": "8056594427",
            "country_code": "+91"
        },
        "email": "swangi@gmail.com"
    },
    "order_details": [
        {
            "product_name": "Apple iphone 15",
            "quantity": 1,
            "amount": 2000,
            "account_name": "transaction_processing",
            "product_id": "1",
            "product_tax_code": "23"
        }
    ],
    "statement_descriptor_name": "joseph",
    "statement_descriptor_suffix": "JS",
    "metadata": {
        "udf1": "value1",
        "new_customer": "true",
        "login_date": "2019-09-10T10:11:12Z"
    }
}

Update business_profile

curl --location 'http://localhost:8080/account/merchant_1725543554/business_profile/{pro____}' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: test_admin' \
--data '{
    "tax_connector_id": "{mca_____}",
    "is_tax_connector_enabled": true
}'

Create session Token

curl --location 'http://localhost:8080/payments/session_tokens' \
--header 'Content-Type: application/json' \
--header 'api-key: pk_dev_85f56ada7b2f4ffab21fe0dc214a0d75' \
--data '{
    "payment_id": "pay_PNd6JEhLnwe6q7K5LKJ0",
    "wallets": [],
    "client_secret": "pay_PNd6JEhLnwe6q7K5LKJ0_secret_BPT9z1RBmCFQJVvAGJJ2"
}'

List Payment Methods

curl --location 'http://localhost:8080/account/payment_methods?client_secret={}' \
--header 'Accept: application/json' \
--header 'api-key: {pk_dev_}'

curl --location 'http://localhost:8080/payments/pay_PNd6JEhLnwe6q7K5LKJ0/calculate_tax' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: {pk_dev}' \
--data-raw '{
    "client_secret": "{}",
    "shipping": {
        "address": {
            "line1": "1335 E 103rd St",
            "line2": " Street",
            "line3": " Street",
            "city": "Los Angeles",
            "state": "California",
            "zip": "90002",
            "country": "US",
            "first_name": "joseph",
            "last_name": "Doe"
        },
        "phone": {
            "number": "8056594427",
            "country_code": "+91"
        },
        "email": "swangi@gmail.com"
    },
    "payment_method_type" : "klarna"
}'

Response

{
    "net_amount": 2690
}

Checklist

I formatted the code cargo +nightly fmt --all
I addressed lints thrown by cargo clippy
I reviewed the submitted code
I added unit tests for my changes where possible

…nto tax-jar-api

Narayanbhat166 · 2024-09-04T11:02:48Z

crates/diesel_models/src/payment_intent.rs

+                attempt_count: None,
+                merchant_decision: None,
+                payment_confirm_source: None,
+                updated_by: String::default(),


do not update this as default, take it in params and update

Narayanbhat166 · 2024-09-04T11:03:33Z

crates/diesel_models/src/payment_intent.rs

+                customer_details: None,
+                billing_details: None,
+                merchant_order_reference_id: None,
+                shipping_details: None,


update this field too with the shipping address

Narayanbhat166 · 2024-09-04T11:09:53Z

crates/hyperswitch_domain_models/src/payments/payment_intent.rs

@@ -257,6 +258,10 @@ pub enum PaymentIntentUpdate {
        status: Option<storage_enums::IntentStatus>,
        updated_by: String,
    },
+    SessionResponseUpdate {
+        tax_details: diesel_models::TaxDetails,
+        shipping_address_id: Option<String>,


take update_by here

Narayanbhat166 · 2024-09-04T11:19:03Z

crates/hyperswitch_domain_models/src/router_response_types.rs

+#[derive(Debug, Clone)]
+pub struct TaxCalculationResponseData {
+    pub order_tax_amount: MinorUnit,
+    pub net_amount: MinorUnit,


if we are not using this anywhere, please remove this field

Narayanbhat166 · 2024-09-04T11:26:09Z

crates/router/src/core/payments/flows/tax_calculation_flow.rs

+        _business_profile: &domain::BusinessProfile,
+        _header_payload: api_models::payments::HeaderPayload,
+    ) -> RouterResult<Self> {
+        if connector.connector_name == types::Connector::Klarna {


We do not need this check here, this will be handled in routing

Narayanbhat166 · 2024-09-04T12:37:56Z

crates/router/src/core/payments/operations/payment_response.rs

@@ -488,6 +488,104 @@ impl<F: Clone> PostUpdateTracker<F, PaymentData<F>, types::PaymentsSessionData>
    }
 }

+#[async_trait]
+impl<F: Clone> PostUpdateTracker<F, PaymentData<F>, types::PaymentsTaxCalculationData>


you can remove this if this is not used anywhere

Narayanbhat166 · 2024-09-04T14:15:43Z

crates/router/src/core/payments/transformers.rs

+            .ok_or(errors::ApiErrorResponse::MissingRequiredField {
+                field_name: "order_tax_amount",
+            })?;
+        let amount = MinorUnit::from(payment_data.amount);


take this from payment_attempt

Narayanbhat166 · 2024-09-04T14:16:32Z

crates/router/src/core/payments/transformers.rs

+            amount = amount + order_tax_amount;
+        }
+        Ok(services::ApplicationResponse::JsonWithHeaders((
+            Self { net_amount: amount },


do we only need net amount in the response? What about the breakup of amount?
cc: @SamraatBansal

We should ideally send the break up, the response api contract needs to be revisited along with SDK team

SanchithHegde · 2024-09-05T11:51:50Z

crates/hyperswitch_connectors/src/utils.rs

@@ -1317,3 +1408,124 @@ macro_rules! unimplemented_payment_method {
        ))
    };
 }
+
+impl ForeignTryFrom<String> for UsStatesAbbreviation {


Would prefer to avoid using ForeignTryFrom outside the router crate.
Can we instead implement this method directly on the UsStatesAbbreviation enum?

This can be taken up in a separate PR.

Narayanbhat166 · 2024-09-05T14:14:26Z

crates/router/src/types/api.rs

@@ -139,7 +140,8 @@ impl<
            + ConnectorMandateRevoke
            + ConnectorMandateRevokeV2
            + ExternalAuthentication
-            + ExternalAuthenticationV2,
+            + ExternalAuthenticationV2
+            + PaymentTaxCalculation,


I don't think we need payment here in the trait name

SamraatBansal

Need extensive testing, in flows like Payments - Create and Confirm

SamraatBansal · 2024-09-05T15:16:36Z

crates/router/src/core/payments/transformers.rs

+            amount = amount + order_tax_amount;
+        }
+        Ok(services::ApplicationResponse::JsonWithHeaders((
+            Self { net_amount: amount },


We should ideally send the break up, the response api contract needs to be revisited along with SDK team

SamraatBansal · 2024-09-05T15:26:42Z

crates/diesel_models/src/payment_intent.rs

+#[diesel(sql_type = diesel::sql_types::Jsonb)]
+pub struct TaxDetails {
+    pub default: Option<DefaultTax>,
+    pub payment_method_type: Option<PaymentMethodTypeTax>,


Is this tamper proof if somebody changes the address in the confirm call?

SamraatBansal · 2024-09-05T15:40:15Z

crates/router/src/core/admin.rs

@@ -1453,6 +1453,7 @@ impl<'a> ConnectorAuthTypeAndMetadataValidation<'a> {
                stax::transformers::StaxAuthType::try_from(self.auth_type)?;
                Ok(())
            }
+            api_enums::Connector::Taxjar => Ok(()),


Auth type validation is missing

SamraatBansal · 2024-09-05T15:42:44Z

crates/router/src/core/payments/flows/tax_calculation_flow.rs

+        _merchant_recipient_data: Option<types::MerchantRecipientData>,
+    ) -> RouterResult<types::SdkSessionUpdateRouterData> {
+        Box::pin(
+            transformers::construct_router_data_to_update_calculated_tax::<


This file should be renamed as session update flow

SamraatBansal · 2024-09-05T15:45:03Z

crates/router/src/core/payments/operations/payment_create.rs

+        let db = state.store.as_ref();
+
+        let key_manager_state: &KeyManagerState = &state.into();
+


TODO: add a check if payments_create had a skip_tax_calculation as true or not

SamraatBansal · 2024-09-05T15:51:53Z

crates/router/src/core/payments/operations/payment_update.rs

+    ) -> CustomResult<(), errors::ApiErrorResponse> {
+        let db = state.store.as_ref();
+        let key_manager_state: &KeyManagerState = &state.into();
+


TODO: Check for skip_tax flag from intent DB, dont check it from update request

SamraatBansal · 2024-09-05T15:54:53Z

crates/router/src/core/payments/operations/tax_calculation.rs

+        key_store: &domain::MerchantKeyStore,
+        merchant_account: &domain::MerchantAccount,
+    ) -> errors::CustomResult<(), errors::ApiErrorResponse> {
+        if business_profile.is_tax_connector_enabled {


Check for condition as mentioned above

SamraatBansal · 2024-09-05T16:02:02Z

crates/hyperswitch_connectors/src/connectors/taxjar.rs

        _connectors: &Connectors,
    ) -> CustomResult<RequestContent, errors::ConnectorError> {
        let amount = utils::convert_amount(
            self.amount_converter,
-            req.request.minor_amount,
+            req.request.amount,


Suggested change

req.request.amount,

req.request.minor_amount,

SamraatBansal · 2024-09-05T16:04:23Z

crates/hyperswitch_connectors/src/connectors/taxjar/transformers.rs

+            .ok_or(errors::ConnectorError::MissingRequiredField {
+                field_name: "address",
+            })?;


How are missing_required_params propagated in the api response?

We should give 2xx or SDK should handle a 4xx Scenario? @jarnura

In my opinion, The api is supposed to calculate the tax with the given inputs. If it is not able to calculate it for some reason, it should not send a 2xx response. Missing required fields can occur because of 2 cases

Integration errors
We expected some field to be sent from the merchant in the payments create request or while creating the business profile, these should be caught in the integration phase.

Insufficient data from the customer / wallet
Some fields that are required by the underlying connector to calculate the tax are not received by the api. You check this case by testing the flow with different wallet providers. We can throw 4xx if it can be handled by the sdk to collect these fields.

Narayanbhat166 · 2024-09-05T18:17:28Z

We should ideally send the break up, the response api contract needs to be revisited along with SDK team

Yes @SamraatBansal @swangi-kumari we should also send the tax breakup in payments create call. This will be useful for merchant if he wants to display the tax breakup on the checkout page. The payments response should have this response populated

apoorvdixit88

Dashboard specific changes look fine

lsampras · 2024-09-06T06:39:18Z

crates/api_models/src/events/payment.rs

+        Some(ApiEventsType::Payment {
+            payment_id: self.payment_id.clone(),
+        })


Is this part of the payment lifecycle ?,
if not this can be none

Yes this is part of payment life cycle.

swangi-kumari added 3 commits August 10, 2024 18:19

feat: add taxjar api

6c808db

Merge remote-tracking branch 'origin' into tax-jar-api

6cf9a5a

Merge remote-tracking branch 'origin' into tax-jar-api

b6514e0

hyperswitch-bot bot added the M-database-changes Metadata: This PR involves database schema changes label Aug 13, 2024

hyperswitch-bot bot added 2 commits August 13, 2024 18:46

chore: run formatter

9564f4e

docs(openapi): re-generate OpenAPI specification

39f8e50

hyperswitch-bot bot added the M-api-contract-changes Metadata: This PR involves API contract changes label Aug 13, 2024

swangi-kumari added 8 commits August 14, 2024 00:50

refactor: merege main

337b7ba

Merge branch 'tax-jar-api' of https://github.com/juspay/hyperswitch i…

4bc9a19

…nto tax-jar-api

refactor: resolve clippy

461c6aa

Merge remote-tracking branch 'origin' into tax-jar-api

bc79ada

feat: update order_tax_amount in payment_data_payment_intent_tax_details

3cd1f09

Merge remote-tracking branch 'origin' into tax-jar-api

60cbfb1

refactor: formatting

51f8c11

refactor: resolve clippy errors

72e9e13

swangi-kumari added A-connector-integration Area: Connector integration A-core Area: Core flows labels Aug 22, 2024

swangi-kumari and others added 13 commits August 23, 2024 00:30

refactor: add session update api

0428e30

refactor: change type of shipping and order details

7441b2b

chore: run formatter

73d7923

refactor: tax jar integration

a27d6af

docs(openapi): re-generate OpenAPI specification

778a14f

feat: update trackers

a794c41

Merge branch 'tax-jar-api' of https://github.com/juspay/hyperswitch i…

0d4243b

…nto tax-jar-api

feat: call tax jar in payment create and update

d888f61

feat: connector call succesfu

503d79d

refactor: formatting

9f8589d

refactor: add shipping_addres_id

541af03

Merge remote-tracking branch 'origin' into tax-jar-api

82db69f

refactor: update shipping add id and populate net amount in response

1533be1

Narayanbhat166 reviewed Sep 4, 2024

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swangi-kumari added 3 commits September 4, 2024 18:44

refactor: resolve comments

59275e0

refactor: add update_by and shipping details

b645321

refactor: amount

5636e60

Narayanbhat166 reviewed Sep 4, 2024

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swangi-kumari and others added 6 commits September 4, 2024 20:57

refactor: remove

b1e6041

Merge remote-tracking branch 'origin' into tax-jar-api

398d845

refactor: solve clippy

4b0d9aa

docs(openapi): re-generate OpenAPI specification

0b69be0

refactor: resolve clippy_v2

09d8890

refactor: fix

ee4782d

swangi-kumari changed the title ~~feat(core): Tax jar api~~ feat(core): Add Support for Payments Dynamic Tax Calculation Based on Shipping Address Sep 5, 2024

SanchithHegde reviewed Sep 5, 2024

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refactor: resolve comments

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Narayanbhat166 requested a review from deepanshu-iiitu September 5, 2024 14:08

SanchithHegde approved these changes Sep 5, 2024

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Narayanbhat166 approved these changes Sep 5, 2024

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SamraatBansal requested changes Sep 5, 2024

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SamraatBansal approved these changes Sep 6, 2024

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apoorvdixit88 approved these changes Sep 6, 2024

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lsampras reviewed Sep 6, 2024

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lsampras approved these changes Sep 6, 2024

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likhinbopanna added this pull request to the merge queue Sep 6, 2024

Merged via the queue into main with commit a03ad53 Sep 6, 2024
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likhinbopanna deleted the tax-jar-api branch September 6, 2024 14:03

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feat(core): Add Support for Payments Dynamic Tax Calculation Based on Shipping Address #5619

feat(core): Add Support for Payments Dynamic Tax Calculation Based on Shipping Address #5619

swangi-kumari commented Aug 13, 2024 •

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lsampras Sep 6, 2024

swangi-kumari Sep 6, 2024

		let db = state.store.as_ref();

		let key_manager_state: &KeyManagerState = &state.into();

feat(core): Add Support for Payments Dynamic Tax Calculation Based on Shipping Address #5619

feat(core): Add Support for Payments Dynamic Tax Calculation Based on Shipping Address #5619

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swangi-kumari commented Aug 13, 2024 • edited Loading

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Narayanbhat166 Sep 4, 2024 • edited Loading

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Narayanbhat166 Sep 5, 2024 • edited Loading

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Narayanbhat166 commented Sep 5, 2024

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swangi-kumari commented Aug 13, 2024 •

edited

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Narayanbhat166 Sep 4, 2024 •

edited

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Narayanbhat166 Sep 5, 2024 •

edited

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